Welcome to drigg-code.org

Let your Resume Speak Volumes for that Next Big Job Before you even get through the door of any job interview, there is already one document that has done the talking for you – your resume. A good resume can mean the difference between getting the call of the interview and waiting by phone, and a well written, thoughtful resume can make you stand out over and above other applications with similar skills and work experience. Let your resume give you the edge on that next big job by following a few simple tips. When you sit down to write your resume, you need to plan it out before you start typing. There are two main formats for a resume: the chronological format, in which you simply list your job history, starting with your most recent or current job and moving backwards, and the functional format, in which you highlight your skills and experience rather than specific jobs and specific employers. The chronological format is definitely the most common, and many employers prefer this kind of resume, but choose the format this is going to show off your skills in the best light. If your work history is a choppy and a chronological format resume would only draw attention to that, use the functional format. The key is to choose the format that will give you the best chance of getting noticed for the job and to stick with the format throughout your resume. No matter which resume format you choose to use, the top of your resume should always include your name, contact information and work objectives. Name and contact information is pretty straight forward, although experts do recommend that if you have a “gender neutral” name that you include a helpful “Mr.” or “Ms” to clear up any confusion. Your work objectives should be your career goals. For instance, if you want to manage a small team of sales people, then say that, so your potential employers know that you are moving in a certain direction with your career and not simply apply for jobs willy-nilly. After your work objective comes your work experience. List your jobs in reverse chronological order. Instead of simply creating a bullet pointed list your work related tasks, look for a way to frame all of your responsibilities so that they sound like you showed leadership and problem solving capabilities. For instance, if you were in charge of keeping the expensive accounts in order, say that you were in charge of troubleshooting monthly expense account records, saving the company hundreds of dollars every month. If you have a few blips in your work history, be clear about what you were doing in the downtime. If you were raising children, traveling, or in school, say that you were. If you weren’t really doing anything, put as positive a spin on things as you can without lying. Never leave gaps in your work history unaddressed on your resume. After your work history, it is time to list your education credentials. If you didn’t finish a degree, say how much college work you completed and highlight any coursework relevant to the job. If your college degree or post grad work is in progress, say when you expect to be finished. This is another place where gaps matter. If there is a gap in your education history, again say what you were doing in that time, referring back to your work history where appropriate. You can overcome these gaps as long as you don’t pretend that they don’t exist. Round out your resume by listing any awards and professional memberships you may hold. Don’t get into your hobbies unless they are specifically related to the position for which you are applying. Personal details like religion and race have no place on your resume and you are not required to disclose your age. Instead, let your experience do the talking.

Your Frugal, Money Saving Websites and Forums a Great Resource for Free Stuff In any economy, it is essential to save money and therefore any way there is to get free stuff is a good way. Many pages online offer help, advice and even coupons on how to save money and be frugal. These websites offer coupons to reduce the grocery or department store bill, send out monthly newsletter with the best moneysaving tips and even direct their visitors to free stuff. Many bigger companies, manufacturers of everyday household items and restaurants offer coupons for reduced price or sometimes free products. Visiting every month all the different manufacturers’ web pages can be very lengthy and proves to be not very efficient. But by visiting one of the sites that cumulate all that information into their web pages, one can save enormous amounts of time and additionally save dollars when shopping. Essentially, when looking for web pages that offer grocery coupons, links to free products and more it is important to make sure that a trustworthy site is entered. On the Internet, viruses and identity theft are a great concern. Of course, many of these online coupon resources require signing up, but it always depends on the information they ask to determine whether a page is fraud or not. In general such pages should not ask for social security numbers, credit card numbers or other account information. They may ask for name, age, telephone number and address. Signing up to one of these wonderful money saving pages is quick and easy. Many of these web pages also offer coupon printers so that the barcode on coupons gets printed legible for the store scanner. Some of the coupons and rebates found on those pages will help the shopper to free products or credit on a store card so that the shopper is able to receive free products at the next shopping trip. There are pages that even offer state customized advice. These pages offer a list of coupons, free products and special offers from certain stores close to the location that was picked as home location. This function offers shoppers the opportunity to exactly know where they are able to get free or reduced products close to home and shoppers do not have to do a lengthy search to find out which stores will accept certain deals and coupons. Some of the pages also offer forums, where other shoppers will post advice or deals that they saw in the area. This is often a great tool to save, since stores will have a reduced sale, a clearance sale after a certain holiday and other shoppers will post where they saw great deals. This way whoever is subscribed to receive alerts from the forum gets to know where great seasonal or short-term deals due to promotions and clearances can be found. The more pages a shopper is a part of, the more deals can be found and the more money can be saved. Money savers are everywhere and with little effort shoppers can save money for college funds, vacations funds or just to have some money for fun. When looking to reduce monthly spending and still trying to stay at a certain standard of living, online resources can be used to just do that. There are many companies, that will offer free trial sizes or regular sizes of new or improved products and to find out about such deals, a subscription to one of the moneysaving websites can help shoppers to more of these free products. It is easy to save money, and the more experienced a shopper gets and the more a shopper learns about saving money with these websites, the more will actually be saved.

Explaining How Credit Scores are Used in the Hiring Process You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not. In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process? For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life. Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects. One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands. But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.